At the time of your visit, we will collect a $75 fee, which includes your insurance co-payment (most co-payments are less than $75). This fee, minus your co-pay, will be applied to any additional charges for your care (see examples below).
Example 1 (amounts are for illustration only)
· Assume that we bill $300 to your insurance company, and
· Your insurance company adjusts the charge to $200 (thereby saving you $100), and
· You have not met your insurance policy’s deductible amount.
· You will therefore be responsible for the remaining $125 beyond your initial $75 fee to cover the full cost for treatment of $200.
Example 2 (amounts are for illustration only)
- Assume that we bill $300 to your insurance company, and
- Your insurance company agrees to pay KUC an adjusted charge of $200 (thereby saving you $100), and
- You have met your insurance policy’s deductible amount, or your policy requires no deductible.
- After subtracting the amount of your insurance co-pay from your initial $75 fee, we will then refund any remaining portion of that fee when we receive payment from your insurance company.
If you have no insurance or you are unable to pay the amount for which you are responsible after all insurance payments and co-pays have been deducted, please let us know so that we can arrange a payment plan for you.
Standard fees for you if you have no insurance are as follows:
- Simple visit with our provider: $145
- More complicated visit (including, for example, a suture, X-ray, or treating a broken bone): $245
Remember that your initial fee of $75 will be applied to these standard fees so that you would owe only another $70 or $170 depending on which fee for treatment applies.
We pledge to you that we will bill only for costs that accurately reflect the diagnosis and care that you receive. As always, please contact us with any questions that you have about your bill.
We accept health insurance payments from the following companies:
- AARP (Medicare through United Health)
- Anthem/Blue Cross Blue Shield
- Harvard Pilgrim Health Care
- Medicaid (CT Husky)
- United Health Care
If you have questions about insurance coverage, co-pays, deductibles, or procedures, you should contact your insurance carrier directly.